Ascend Financial Solutions is a membership-based credit services company. We provide access to credit education, account administration, and related services designed to help members establish positive payment history.
We do not provide loans or cash advances.
No.
Ascend Financial Solutions does not issue loans, credit cards, or lines of credit.
Members pay for services under a deferred payment arrangement, meaning services are paid for over time instead of upfront.
No.
You will not receive cash, loan proceeds, or funds of any kind.
Your payments are for membership services only.
The balance reflects the remaining service obligation for your membership.
It is not borrowed money, not a loan principal, and not cash that was given to you.
Because the membership services are paid for through fixed monthly payments over time.
This structure reflects a service-based payment arrangement, similar to other deferred service agreements that report payment performance.
Yes.
With your authorization, Ascend Financial Solutions may report:
Reporting is done in accordance with the Fair Credit Reporting Act (FCRA).
No.
We do not guarantee any specific credit score increase or outcome.
Credit results vary based on your overall credit profile, existing accounts, and payment behavior.
Late or missed payments may result in:
All actions are taken in accordance with applicable law and your agreement.
Yes.
You may make additional payments toward your service obligation at any time unless otherwise stated in your enrollment terms.
No.
Ascend Financial Solutions is not a bank and not a lender.
We do not engage in consumer lending or financing of money.
Your account remains active as long as:
If services are terminated:
es.
If you believe information is inaccurate, you may dispute it through the appropriate consumer reporting agency.
Ascend Financial Solutions will conduct a reasonable investigation as required by law.
For questions about your membership or account, contact Ascend Financial Solutions support through the contact information provided at enrollment.
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